Congress: Caring for family shouldn’t break the bank.

Right now, 63 million Americans are helping older parents, spouses, and other loved ones remain in their homes and communities where they want to live.

They are shouldering rising costs for health care, groceries, and utilities while spending an average of $11,508 a year out of pocket on caregiving expenses.

There’s a bill in Congress that could help family caregivers save money by allowing them to use tax-free flexible spending accounts (FSAs) and health savings accounts (HSAs) to pay for a parent’s or parent-in-law’s qualified medical expenses.

Email your lawmakers and tell them: Caring for family shouldn’t break the bank. Pass the Lowering Costs for Caregivers Act this year!

RECIPIENTS:

Your Members of Congress

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Dear Decision Maker,

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I am one of your constituents, and I’m asking you to pass the Lowering Costs for Caregivers Act this year. The bill that would allow family caregivers to use tax-free flexible spending accounts (FSAs) and health savings accounts (HSAs) to pay for a parent’s or parent-in-law’s medical expenses.

A new report from AARP found that family caregivers spend an average of $11,508 a year out of pocket on caregiving expenses, up almost 60% from 2021. That’s almost half a year of the average Social Security retirement benefit. Not only are they caring for their loved ones, but they are sacrificing their own financial security to do it.

Caring for family shouldn’t break the bank. Under current law, flexible spending accounts (FSAs) and health savings accounts (HSAs) can cover medical expenses for you, your spouse, or dependents you claim on your taxes. The bipartisan Lowering Costs for Caregivers Act would expand eligibility to include parents and parents-in-law, even if they aren’t claimed as dependents.

As costs skyrocket on health care, groceries, and utilities, this legislation would be a lifeline to help America’s hardworking family caregivers keep more of their own money. As your constituent, I ask that you stand up for people caring for their loved ones.

Thank you,

[First Name] [Last Name]
[Your Address]

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