Small Businesses Support Keystone Saves

Tell Your Lawmaker to Support Keystone Saves

Saving for retirement is one of the most important things you can do for your future.

Yet, roughly 2 million Pennsylvania workers can’t save for retirement out of their regular paycheck, even though having access to payroll deduction makes people 15 times more likely to save.

Saving for retirement is particularly challenging for small-business employers and their workers. Over 41 percent of Pennsylvania private sector workers ages 18 to 64 in 2020 were employed by businesses that do not offer any type of retirement plan.

Keystone Saves - a state-facilitated retirement savings program - can fix that. It would provide an easy way for workers to save out of their regular paycheck, helping them grow the savings they need to live independently as they age.

Urge our state lawmakers to pass Keystone Saves so all workers have a chance to grow the savings they need for a secure future.

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Dear Senator,

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As your constituent, I’m counting on you to support all workers and small business owners in Pennsylvania by supporting Keystone Saves.

Saving for retirement is one of the most important things we can do for our future. Yet, over two million Pennsylvania workers can’t save for retirement out of their regular paycheck, even though having access to payroll deductions makes people 15 times more likely to save. The problem is particularly challenging among small-business employers and their workers.

Over 41 percent of Pennsylvania private sector workers ages 18 to 64 in 2020 were employed by businesses that do not offer any type of retirement plan. That 41 percent includes workers at all levels of earnings, education, and backgrounds. All of them would benefit from the ability to use payroll deduction to save for retirement.

Research shows that many small businesses would like to offer a retirement saving option but are simply unable to do so. In fact, according to an AARP survey, four in five small businesses in Pennsylvania (79%) agree that state lawmakers should support a state-facilitated retirement savings program. Keystone Saves would be a win for small businesses, for hardworking Pennsylvanians, and for the Commonwealth.

As your constituent, I am counting on you to be a champion for Pennsylvania workers and vote YES on Keystone Saves.

Thank you,

[First Name] [Last Name]
[Your Address]

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