Help Hawai‘i Workers Save For Retirement

A secure retirement is out of reach for about half of Hawai‘i‘s workers in the private sector, who have no access to a savings plan at work. Many of these 216,000 employees work in small businesses, which can’t afford the expense and time to set up retirement savings through payroll deduction.

AARP supports legislation known as Hawai‘i Saves (SB 2333), which will help small businesses provide employees with an easy retirement savings option and let workers take control of their future.

We know that people are 15 times more likely to save for retirement if they can do it through payroll deduction. With increased personal savings of just $1,000 more a year, it is estimated that Hawai‘i Saves could save taxpayers as much as $32.7 million in the next 15 years. This is a win-win – for individuals and for Hawai’i!

Please send a message to your state representative below.



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Dear [Decision Maker],

Today, a secure retirement is out of reach for about half of Hawai'i's private sector workers -- especially those who work for small business. Fewer and fewer people have pensions, and many workers -- about 216,000 people in Hawai'i -- currently have no access to a 401K, or other ways to save for retirement at work. That's alarming because employees are 15 times more likely to save for their future through payroll deduction.

[Your Name]
[Your Address]
[City, State ZIP]