MISSOURI WORK AND SAVE:
A voluntary and low-cost retirement savings plan option to help small businesses provide an easy and portable way for workers to save.

  • Around 972,000 Missourians can’t save for retirement out of their regular paycheck, and 67% of small-business employees do not have access to a workplace savings plan.
  • The average Social Security benefit for a 65+ family is only about $18,000 a year, while older Missouri families on average spend $18,000 a year on food, utilities and health care alone.
  • At this rate, one out of every two middle-class retirees will be unable to afford their basic needs in retirement, and many may need to rely on public assistance later in life.

 

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Message

Dear [Decision Maker],

Many states have already moved to allow for portable, no cost retirement plans that can be moved from one employer to the next. Missouri should do the same.




It's time for Missouri to implement a voluntary retirement savings plan so that more workers can easily save for retirement.

Sincerely,
[Your Name]
[Your Address]
[City, State ZIP]