A voluntary and low-cost retirement savings plan option to help small businesses provide an easy and portable way for workers to save.

  • Around 972,000 Missourians can’t save for retirement out of their regular paycheck, and 67% of small-business employees do not have access to a workplace savings plan.
  • The average Social Security benefit for a 65+ family is only about $18,000 a year, while older Missouri families on average spend $18,000 a year on food, utilities and health care alone.
  • At this rate, one out of every two middle-class retirees will be unable to afford their basic needs in retirement, and many may need to rely on public assistance later in life.



*Required fields


By entering your mobile number above, you are opting in to receive text messages, picture and video messages via automated technology from AARP to the number you provide to us. The message frequency will vary by account. Your consent to receive these messages is not a condition to make a purchase. Message and data rates may apply. Text STOP to 22777 to cancel. Text HELP to 22777 for help. Full Terms & Privacy here.

" to "

Your phone number is required for your letter to be automatically delivered.


By taking action you will join AARP's online network and will receive urgent news and action alerts about the issues that matter the most to older Americans, as well as information about AARP activities, events, and member benefits.


Dear [Decision Maker],

Many states have already moved to allow for portable, no cost retirement plans that can be moved from one employer to the next. Missouri should do the same.

It's time for Missouri to implement a voluntary retirement savings plan so that more workers can easily save for retirement.

[Your Name]
[Your Address]
[City, State ZIP]