A More Secure Financial Future for Hardworking New Jerseyans


On March 28th, Governor Phil Murphy signed the New Jersey Secure Choice Savings Program Act into law – taking a monumental step forward in ensuring a more secure financial future for 1.7 million private sector workers in the Garden State who don’t currently have access to a retirement savings option through their job.

Secure Choice is a public private partnership that creates a commonsense, easy to use and affordable retirement savings program.  The program is voluntary for employees, portable and will come with no on-going costs or risks for taxpayers or employers.

With the average near-retirement worker having only $14,000 saved for retirement, New Jersey is facing a retirement savings crisis. We know that fewer than 5% of workers will set up an IRA or other retirement savings plan on their own, but 71% will participate in a plan when it’s offered at work. More saving now means less reliance on public assistance programs later.

AARP thanks Governor Murphy and prime sponsors of the legislation, including Senators Joseph Lagana, Troy Singleton and Shirley Turner, and Assemblymen Roy Freiman and Raj Mukherji and Assemblywoman Carol Murphy for their leadership on this critical piece of legislation that will help so many people today and for generations to come.

Send your own thank you message to Governor Murphy below!




  • Your Governor


*Required fields


Thank you for passing the Secure Choice Retirement Savings Program!

Dear  [Decision Maker],

Thank you for signing the NJ Secure Choice Savings Program Act into law. New Jerseyans are facing a retirement savings crisis one that disproportionately impacts women and minority workers and I'm confident that Secure Choice will help change that.

Thank you for making it a reality.

[Your Name]
[Your Address]
[City, State ZIP]