Thank Governor Baker for signing the Credit Freeze Bill!
AARP Massachusetts thanks Governor Baker for signing H.4806 - An Act Relative to Consumer Protection from Security Breaches, and we want you to join us! Use the action alert below to help us thank Governor Baker for signing this important legislation into law.
We also thank the Massachusetts General Court for taking additional steps to strengthen last year’s action by the federal government related to security breaches. The bill was sponsored by Senator Barbara L’Italien (Andover) and Representative Jennifer Benson (Lunenburg). We thank the sponsors and six members of the conference committee; Representatives Tackey Chan (Quincy), Daniel Hunt (Dorchester), Randy Hunt (Sandwich) and Senators Barbara L’Italien (Andover), John Kennan (Quincy), Ryan Fattman (Webster) for their efforts to help the Commonwealth’s consumers.
With credit-reporting firm Equifax revealing that hackers
may have stolen financial and consumer data
on at least 143 million customers in the U.S., it’s quite possible that
your personal information — including birth date, Social Security number,
driver’s license and address — could fall into the hands of criminals.
Equifax said that it hasn’t found evidence of unauthorized
activity on its core consumer or commercial credit-reporting databases. But
criminals could use the treasure trove of personal information acquired in the
breach to apply for credit cards and loans in your name, access your bank
accounts and establish a phony presence online with email and social media
One of the most common types of identity theft is the “new
account” variety, where a criminal uses stolen information to open new
credit cards and loan accounts in your name. A credit report security freeze allows an
individual to voluntarily choose to restrict access to her/his credit
report. A credit report security freeze can make it more difficult for
criminals to steal an identity by opening new accounts in someone’s name.
It does not affect the person’s credit score, and can be removed at any
H.4806 removes all fees when placing, suspending and/or removing a credit report security
freeze — regardless of the number of times a freeze is placed
Write Governor Baker and thank him for signing H.4806– An Act relative to consumer protection from security breaches into law.